This article describes Fully SoftPOS Compatible and what it means when seen on some Elo Pay devices.

SoftPOS stands for Software Point of Sale.

It’s a technology that lets a regular smartphone, tablet, or other smart device accept card payments without needing a dedicated payment terminal. Instead of using traditional hardware (like a card reader with EMV/MSR/NFC modules), SoftPOS relies on the device’s built-in NFC chip plus specialized payment software to handle transactions securely.

Key points:

• NFC only: Customers tap their contactless cards or digital wallets (Apple Pay, Google Pay, Samsung Pay) on the device.

• No extra hardware required: Just the mobile device + the SoftPOS app.

• Security: Uses PCI CPoC (Contactless Payments on COTS) standards—meaning the software, encryption, and tokenization are audited and certified for secure payments on consumer-off-the-shelf devices.

• Limitations: Some implementations only support contactless (tap) payments, though newer ones are adding PIN-on-glass for higher-value transactions.

• Use cases: Ideal for merchants, delivery services, restaurants, or pop-up shops that want to take payments without bulky POS hardware.

So if you see “Fully SoftPOS compatible,” it means the Elo device can be turned into payment terminals purely through software—leveraging the device’s NFC reader and Elo’s certified payment apps, without needing a physical payment dongle.